Saving money in a piggybankQ: I’ve got a little extra money that I want to put aside each month. The bank where I hold my current account keep trying to persuade me to open a savings account with them – is this a good idea?

A: Don’t automatically open an instant access savings account with your current account provider. Many high street banks offer dreadful interest rates on savings – some as little as 0.1%. Use a trusted switching site such as and make your savings work harder.

Andrea Ventress, Money expert


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