Q: I keep hearing about something called the Surviving Winter Campaign. Can you tell me more about it? A: If you were born on or before 5 July 1951, you should qualify for between £100 and £300 tax-free to help pay your heating bills – called the Winter Fuel Payment. This is paid any time between November and December. The Surviving Winter Campaign is a fantastic cause that encourages people to donate some or all of their Winter Fuel Payments to help vulnerable older people who are living in fuel poverty, unable to keep their homes warm. Last year donations raised over £2.5 million and they’re hoping for even more this year. The campaign is fronted this year by Stephen Fry and is jointly organised by the Community Foundation Network (CFN) and Saga, who distribute the money raised in a range of ways such as dispensing hot meals and blankets and offering financial support with energy bills. If you would like to donate, visit the Surviving Winter website (http://www.survivingwinter.org.uk) now. Andrea Ventress, money expert   HAVE YOUR SAY! Have you got more advice to offer on this question? If so, make sure you add a comment in the box below. Plus, if you’ve got a great money saving tip, send it to our money expert for a chance to win £25!