A: If you have an Android phone or iPhone, download free app Shop, Scan, Save, which gives you fortnightly free offers that can be redeemed in any shop that has a PayPoint terminal, such as Co-op, Spar, Nisa and Costcutter.
You don’t need to scan each offer, you just scan your phone at checkout and all the items in your basket that are on offer are automatically reduced in cost.
The app even learns what you shop for and like – and then provides offers that are specific to you.
Andrea Ventress, Money expert
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