Q: Is it too late to book cheap train tickets to get home for Christmas?

A: Many of us will be winding down at work this week and getting ready to travel all over the UK to spend Christmas with our friends and family.

While the cheapest train tickets will have been snapped up a few months ago, it’s not too late to save. Often advance fares are cheaper than paying on the day and can be available right up to the day before travel, so check now.

Also, while you may prefer to travel this Friday evening (21st December), to make the most of the weekend before Christmas, so will everyone else and prices will be higher.

Travelling at a less popular time like Saturday afternoon or Sunday morning will probably be a lot cheaper and you’re more likely to get a seat.

Before you book, get online. As with most things, buying online will almost always get you a cheaper fare.

If you use the comparison tool at TravelSupermarket (http://www.travelsupermarket.com/c/train-tickets), you’ll be given a list of all the providers who cover your journey and you can simply pick the cheapest one.

You may also find that two singles are cheaper than a return, so check the price for both before booking.

Finally, do you have your heart set on travelling by train? If you’re not in a rush to get to your destination, it can often be up to a third cheaper travelling by coach. Visit nationalexpress.com (http://www.nationalexpress.com/home.aspx) for prices and info.

And remember, if you have a cashback credit card, use this to book your tickets and you can even make money when you’re paying out. Bon voyage!

Andrea Ventress, money expert

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